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Hispanic man smiling inside a fridge, hugging three bottles of beer, feeling happy and content. Capturing the moment of craving and indulgence
Young chinese man holds a clear glass bowl of potato chips with both hands on street under midday sunlight; curiosity craving.
Unhappy woman disgust gesture and Bored to eat Juicy beef burger and potato chips. Unhealthy, High calorie, Fast food craving, Obesity, diet, weight loss and junk food
What is the 4 step model of habits? The habit loop consists of four key stages: cue, craving, response, and reward word. These steps apply to personal finances, as well.
Close up of adult hand holding bitten pink frosted donut with sprinkles against plain wall, suggesting indulgence and craving. Useful for junk food, sugar consumption, diet messaging

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